If you’re a victim of someone else’s negligence, the law demands that you get compensated for your losses. Often times, you might want to consider whether to settle your case or not, especially before even filing a lawsuit.

If you’re going to go the way of voluntary agreement, rest assured that it’s the most beneficial to you. That’s because it saves you both time and cost of having to go to trial. But before you even begin this stringent process, your injury claim needs to get medical attention. From there, the extent of the injury will be ascertained.

After your doctor has determined the nature and seriousness of the situation, you and your attorney will be able to negotiate a better settlement.

  1. Know What You Want

The first rule, as long as this article is concerned is to know what you want. When you think of settlement, what figure comes to mind? When putting together your personal injury settlement demand letter, you will need to determine a range of what you think your claim is worth.

This entails not being hasty to jump at first offers, because first deals are always bad in most cases. Before speaking to an insurance adjuster, decide on a minimum settlement, and never settle for anything less.

  1. Get The Adjuster To Justify A Low Offer

When you’re conversing with the adjuster and the adjuster makes a low offer, have in mind that it’s probably just a negotiating strategy. Don’t allow such low figure to belittle you, but rather enquire on why the offer is so low.

Don’t make any changes to your demand letter, but take notes of the conversation. Write a brief letter in response to each of the aspects the adjuster mentioned, and perhaps lower your demand slightly, but not to their figure.

When next you see the adjuster, enquire about response to your previous letter, and you will see the adjuster make you a better offer.

  1. Implore Emotions

If there is something that connects humans, it is emotions, and can be pretty powerful when rightly implored. During negotiation for your personal injury claim, you can mention any emotional points to support your claims. For instance, you might mention that your child suffered as a result, and probably made you unemployed if that was the case.

There is no way to put dollar values on these emotions, so insurance companies are much more likely to settle you without hassles.


When you and your adjuster have agreed on a settlement, ensure you confirm the agreement in a letter of the adjuster. For the most part, it will be wise to have an experience attorney working by your side. They are more likely to advise you, thereby helping you prevent as many mistakes as possible.

Contact Franks & Rechenberg. P.C. Attorneys at Law to help with your personal injury case.