Initial Questions to ask the Claims Adjuster when he calls

After you have been an automobile car crash the defendants insurance adjuster will usually call you requesting a recorded statement or for you to sign a few forms.  Many people will not know what to do, or what questions to ask the adjuster, before deciding to give a recorded statement or sign the forms they want signed.

The first question to ask the adjuster is how mush insurance does the defendant driver have. A good follow up question is was the driver the owner of the car ?  If the driver was not the owner of the car be sure to ask the insurance adjuster if he insured the driver or the owner.  Once you find out that information ask him how much insurance the owner or driver carried.

The next question to ask the adjuster is: will you put it in writing that the car accident was not my fault?  I have not seen or heard of any adjuster agreeing to do that.

The third question to ask the adjuster is:  If I give you a recorded statement, will you give me a copy of the transcript of the recorded statement of the other driver who caused the accident. The answer to this question will guide your decision on wheter to give the adjuster a recorded statement.

More information to come in a later post !